Overview
The CrediPay APIs follow a RESTful architecture, featuring resource-oriented URLs, form-encoded request bodies, JSON-encoded responses, and standard HTTP response codes, along with authentication and verbs.
Utilize the CrediPay APIs in test mode without impacting live data or banking networks. The authentication via API keys distinguishes between live and test modes for requests. Note that CrediPay APIs do not support bulk updates, limiting requests to one object per operation.
Keep in mind that CrediPay APIs vary for each account due to version updates and tailored functionalities. Access documentation specific to your API version, test key, and data by logging in.
Hightlights 💡
Credit Scoring & Underwriting API
Our Credit Scoring & Underwriting API enables you to utilize CrediPay's machine learning models to optimize your > lending outcomes. Understand how to integrate it into your system for enhanced decision-making capabilities.
How does it work?
Send the API your users' unique identifier/national ID or phone number. Receive their CrediPay Credit Scoring > prediction. It's that easy!
Not a developer? 🧑💻
Discover CrediPay’s no-code solutions to initiate your journey of insight and realtime visibility into portfolio risk for the lending and payment domains of your business- No coding necessary.
Click here to visit the dashboard
Access Tokens 🔑
Secure your REST API queries with a JWT Bearer token. Obtain the access token in the CrediPay Dashboard or through the Auth Endpoint using your CrediPay credentials. The access token expires after 12 hours and requires refreshing.
Appendix 📜
The Appendix section provides additional information on CrediPay.finance's services, including documentation on our risk scoring model. You can also find data coverage and a list of supported institutions by country, institution, and type.
Need Help? We've Got You Covered
Contact us at support@credipay.finance or through your designated support channel for prompt assistance and guidance.
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